Another lender joins the wide range of private lenders that offer installment loans for bad credit in our country. The supply does not stop increasing and, in view of the growing demand for this type of short-term financing products, more and more companies are launching to offer money to people with needs that require small amounts to face urgent payments, and to attract attention propose very interesting promotions, let’s see what this company offers next.

1Credit 1Credito in addition to minicréditos of up to 500 euros totally free and even with Asnef, also offers fast personal loans without the endorsement of up to 6,000 euros and loans of up to 30,000 euros in which the guarantee will be your own car while enjoying it. Those yes, if you are interested in this second assumption you should contact them directly since they do not have the online option to request this type of loans.

You can choose the financing you need according to the circumstances, either to pay an invoice that cannot be delayed, a fine, a repair of your vehicle, take a trip, buy Christmas gifts, go to a wedding or prepare it, pay for your studies, perform renovations at home or buy appliances and furniture. For different cases and situations, 1Credito offers you a different product.


The microcredits offered by 1Credito allow you to have a maximum of 500 euros in 15 minutes, with practically no requirements and free if it is the first loan you request. This promotion of free credits is something that other entities like Creditomas already realize to get new clients. It is a very effective and very advantageous promotion for the client, who does not have to pay any kind of expense or interest for the money he requests.

In addition, the entity grants loans even with Asnef. And although you will first consult the default database, appearing on the Asnef list will not be an impediment to getting the money, because if you can prove that you are solvent and can face the money back on time, you can access No problems with financing.

Once you have filled out the web application form, indicating your personal information, the money you need and the period in which you can return it, you must send by email a color copy of your identity document and another copy of the passbook of the bank or a screenshot of the user panel in case of accessing your account through the Internet.

In the event that the due date arrives and you can not pay on time, you have the option of making deferments, paying a fee, to be able to extend the time and pay later. In addition, you can request more than one microcredit simultaneously, provided that the sum of all does not reach 400 euros.

Personal loans

With 1Credito, in addition to free mini-credits with Asnef, you can also access personal loans of larger amounts that are also granted quickly and for which it is not necessary to provide any kind of endorsement. With them, you can have up to 6,000 euros to return in up to 60 months, something similar to what the Cofidis lender offers but with much fewer requirements and paperwork.

However, for new applications, the maximum amount will be 1,500 euros and up to 12 months. Once the first loan is returned, the next requests can be made for more and with longer return periods. Also, as with mini-credits, with these personal loans, it does not matter if you appear in Asnef.

Loans for your car without maximum term

Another option that makes available 1Credito is to use your car as a guarantee to get money quickly, without having to stop enjoying it. If you have a vehicle less than 10 years old, that does not have too many kilometers, you can pawn it and get up to 80% of its current market value, being able to continue using it without problems.

To be able to do the procedures, 1Credito has more than 20 points throughout Spain to make them. Once the contract is signed you will have one month to return the money or pay a fee to renew the loan for another month. Thus, the loan does not have a maximum term, since as long as you pay the installments you will not have to pay back the money.

As we have pointed out in the above paragraphs, for these last two cases you will have to contact them directly since the option of requesting this type of online loans is not active on your website.

Latest reviews on 1Credito Andrea This of the free fast mini-credits is a wonder. At first, I did not believe it, but after reading many opinions of people who had tried it, I decided to ask for one with 1Credito.

It is totally true that it is free, although only for the first loan you request. Apparently, it is a strategy used by lenders to attract new clients.

I requested 400 euros that I needed for an unforeseen event that came up and when I returned it, I only had to pay 400 euros, not another euro in interest, commissions or expenses.

I am very happy to have used it, the impeccable service and the great attention, I called by phone to solve some doubts and they treated me very kindly.